Underwriter II

Hicksville, NY, United States - Corporate/Back-Office - Posted Nov 6, 2019
Requisition Number: 190000VD

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Responsible for underwriting, analyzing and evaluating basic multi-family , mixed-use and commercial real estate loan transactions. Reviews credit reports, property appraisals, income tax returns and other financial information to conduct proper due diligence on loan applicants. Regular contact with internal departments and outside brokers and attorneys required.


Reviews property operating statements and prepares property valuations and cash flow analyses for various types of income producing properties utilizing bank models. Reviews publicly available information for comparison to historical property expenses (i.e. Real Estate Tax Assessments, water and sewer bills, etc.) and current property details/condition. Reviews appraisals for conformity with initial loan sizing, underwriting and consistency. Prepares and structures written loan committee presentations to ensure compliance with established policies and procedures. Analyzes the creditworthiness of potential borrowers using credit reports, financial statements, income tax returns, organizational documents, payment histories for existing loans, etc. Serves as liaison between loan officer and mortgage broker / borrower. Prepares daft loan commitments and commitment modifications for review by a Mortgage Lending Officer.


Bachelor's Degree, preferably with a major in Business, Finance or Accounting. Two to four years of experience performing analytical functions or multi-family / commercial real estate underwriting.


Knowledge of basic financial principles. Ability to comprehend financial statements. PC literate with working knowledge of Microsoft Office Word, Excel, Powerpoint and database management skills. Strong analytical skills. Strong attention to detail. Excellent customer service skills. Ability to work well individually and within a team environment. Ability to multi-task and manage a high volume workload accurately and effectively.


Based in Westbury, NY, New York Community Bank is a New York State-chartered savings bank serving customers throughout Metro New York, New Jersey, Ohio, Arizona and Florida. At September 30, 2018, the Company had assets of $51.2 billion, deposits of $30.3 billion, and stockholder's equity of $6.8 billion. 

New York Community Bank serves customers through over 250 branches featuring a divisional structure: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona. With a longstanding reputation of strength, stability and service, NYCB is proud to be committed to the communities it serves. To learn more about the NYCB Family of Banks visit us at www.MyNYCB.com .

Branch Out and help recruit top talent for NYCB through the employee referral program. All NYCB employees are encouraged to submit referrals. Locate top talent right in the community where you live, work and play. Amazing individuals are all around be sure to let them know how they can become a part of the NYCB family.

NYCB is an equal opportunity employer that prohibits discrimination in hiring or terms and conditions of employment on the basis of race, color, age, sex, national origin, ethnicity, religion, marital status, disability, military status, veteran status, domestic violence victim status, gender identity or expression, sexual orientation, genetic information or any other classification protected by the federal, state, and local laws and ordinances.

This policy is applicable to all terms and conditions of employment including, but not limited to: recruitment and selection, promotion and demotion, transfer, training and development, compensation, benefits, leaves of absence and termination. When necessary, NYCB will reasonably accommodate employees and applicants with disabilities or with religious requirements necessitating accommodation.

In addition, NYCB complies with all applicable laws which govern nondiscrimination in employment in every location in which NYCB does business.

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