New York, NY, United States - Corporate/Back-Office - Posted Oct 31, 2019
Requisition Number: 190000UO
Gains knowledge and proficiency in all requirements and responsibilities of a Commercial & Industrial (C&I) Lending Officer. Adheres to all policies and procedures of the Bank and all regulatory and compliance mandates.
Order, analyze, and interpret credit reports, personal and corporate tax returns, credit investigations, trade, CPA, legal checks, UCC searches, World/OFAC checks, etc. Reads/reviews Credit Policy Manual to gain knowledge and familiarity of terminology associated with Commercial & Industrial lending and gains understanding of the requirements and protection afforded by required loan documentation. Gain proficiency in Financial Statement Spreading. Writes comprehensive credit analysis citing supporting fact patterns, conclusion and recommendation. Determine loan purpose, collateral, valuation, sources or repayment including cash flow, ability to service debt and terms and conditions. Understands and interprets ratio analysis and trend analysis. Evaluates Owners and Managers background, capabilities, and experience.
EDUCATION AND EXPERIENCE
Bachelor's degree required in Business Administration, Economics or Finance, Master's preferred. Prior work experience in sales, banking, financial services helpful, but not required.
KNOWLEDGE, SKILLS AND ABILITIES
Ability to learn and retain credit principles. Strong written and verbal presentation skills. Working knowledge of MSOffice, particularly Excel, Word, & Outlook.
ABOUT NEW YORK COMMUNITY BANK.
Based in Westbury, NY, New York Community Bank is a New York State-chartered savings bank serving customers throughout Metro New York, New Jersey, Ohio, Arizona and Florida. At September 30, 2018, the Company had assets of $51.2 billion, deposits of $30.3 billion, and stockholder's equity of $6.8 billion.
New York Community Bank serves customers through over 250 branches featuring a divisional structure: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona. With a longstanding reputation of strength, stability and service, NYCB is proud to be committed to the communities it serves. To learn more about the NYCB Family of Banks visit us at www.MyNYCB.com .
Branch Out and help recruit top talent for NYCB through the employee referral program. All NYCB employees are encouraged to submit referrals. Locate top talent right in the community where you live, work and play. Amazing individuals are all around be sure to let them know how they can become a part of the NYCB family.
NYCB is an equal opportunity employer that prohibits discrimination in hiring or terms and conditions of employment on the basis of race, color, age, sex, national origin, ethnicity, religion, marital status, disability, military status, veteran status, domestic violence victim status, gender identity or expression, sexual orientation, genetic information or any other classification protected by the federal, state, and local laws and ordinances.
This policy is applicable to all terms and conditions of employment including, but not limited to: recruitment and selection, promotion and demotion, transfer, training and development, compensation, benefits, leaves of absence and termination. When necessary, NYCB will reasonably accommodate employees and applicants with disabilities or with religious requirements necessitating accommodation.
In addition, NYCB complies with all applicable laws which govern nondiscrimination in employment in every location in which NYCB does business.