Credit Risk Assistant Mgr

Full-time
Hicksville, NY, United States - Corporate/Back-Office - Posted Jun 10, 2019
Requisition Number: 190000GQ

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Description

JOB SUMMARY

An Assistant Credit Risk Manager applies in-depth lending administration and managing experience in assisting the Director of Credit Risk Management in facilitating work flow, allocation of assignments, tracking top 20 loans, risk rating reports, high profile loans and preparing and auditing approval memos. Responsible for implementing and coordinating the DRR CRES scorecards in conjunction with the Income and Expense Departments (I&E) and Internal Loan Review (ILR) Departments. The Assistant Credit Risk Manager also assists with various projects, including audit and examination requests for additional information, tracking all completed tasks and assignments and preparing reports as needed. Interfaces with Loan Administration on servicing related issues and updates. Provides superior customer service to Credit Risk Management Officers, Asset Managers, customers, brokers and attorneys. Assists in preparing CR's policies and procedures manuals.


ESSENTIAL FUNCTIONS

Assist in the tracking, reporting and management of the DRR process with emphasis on data flow between I&E, ILR and Loan Admin Departments to ensure accurate and timely data inputs to Miser etc. Monitors all Credit Risk Management loans on a regular basis to ensure receipt and application of payments. In co-ordination with the Bank's Income & Expense Department, requests borrower financial statements, property operating statements and rent rolls pursuant to loan documents, as necessary. Works with Credit Risk and Asset Managers to develop an understanding of the underwriting process in order to determine the financial viability of a loan. Primary point of contact for borrowers for all loan-related issues. Interfaces with Loan Servicing on issues which may arise with loans such as payment applications, escrow deficiencies, insurance lapses, property releases, loan payoffs, loan satisfactions, etc. Establishes and maintains electronic files for all loans in accordance with department policies. Provides loan documents to outside counsel when requested. Assists New York office in the creation and maintenance of various databases, including outstanding assignment tracking, time sensitive tasks and preparation of the Delinquent Loan Report. Creates various reports utilizing data located in Miser and maintaining this data in an access data base. Performs special projects, and additional duties and responsibilities as required. Where applicable and when performing the responsibilities of the job, employees are accountable to maintain Sarbanes-Oxley, ERM compliance and adherence to internal control policies and procedures.


EDUCATION AND EXPERIENCE

Associate's degree in business, finance, or accounting. Minimum of five (5) years of experience in Asset Management and or loan servicing, and working in a legal and/or lending environment.


KNOWLEDGE, SKILLS AND ABILITIES

Good knowledge of loan and legal documents. Good knowledge of lending and legal terminology. Good knowledge of loan servicing methods and principles. Good knowledge of Real Estate and C&I loans. Advanced knowledge of standard office practices and procedures. Strong verbal, written, customer service and interpersonal communication skills. Good organizational and project management skills. Computer literate with advanced proficiency in internet navigation, word processing, Excel, spreadsheet and database applications. Ability to maintain strict confidentiality.


ABOUT NEW YORK COMMUNITY BANK.

Based in Westbury, NY, New York Community Bank is a New York State-chartered savings bank serving customers throughout Metro New York, New Jersey, Ohio, Arizona and Florida. At September 30, 2018, the Company had assets of $51.2 billion, deposits of $30.3 billion, and stockholder's equity of $6.8 billion. 


New York Community Bank serves customers through over 250 branches featuring a divisional structure: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona. With a longstanding reputation of strength, stability and service, NYCB is proud to be committed to the communities it serves. To learn more about the NYCB Family of Banks visit us at www.MyNYCB.com .


Branch Out and help recruit top talent for NYCB through the employee referral program. All NYCB employees are encouraged to submit referrals. Locate top talent right in the community where you live, work and play. Amazing individuals are all around be sure to let them know how they can become a part of the NYCB family.


NYCB is an equal opportunity employer that prohibits discrimination in hiring or terms and conditions of employment on the basis of race, color, age, sex, national origin, ethnicity, religion, marital status, disability, military status, veteran status, domestic violence victim status, gender identity or expression, sexual orientation, genetic information or any other classification protected by the federal, state, and local laws and ordinances.


This policy is applicable to all terms and conditions of employment including, but not limited to: recruitment and selection, promotion and demotion, transfer, training and development, compensation, benefits, leaves of absence and termination. When necessary, NYCB will reasonably accommodate employees and applicants with disabilities or with religious requirements necessitating accommodation.


In addition, NYCB complies with all applicable laws which govern nondiscrimination in employment in every location in which NYCB does business.

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